International Insurance Plans
Welcome to IMG®'s section of Coverage without Boundaries®!
We know that the reasons to travel abroad are many and varied - that's why our products are too.
Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence.
To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search.
You may also obtain more detailed plan information by clicking on the "Download a brochure & application" link associated with each product.
Once you have determined which plan best fits your needs, click on the "Quote/Buy Insurance" link and you can complete the simple and easy-to-follow application.
Patriot Lite Travel Medical Insurance SM
Individual & family - Short-term coverage available from five days up to two years
- Travel medical insurance for individuals, families, and groups
- Coverage for medical expenses, evacuation, and repatriation
- Renewable up to 24 months
- Coverage for acute onset of pre-existing conditions
iTravelInsured - Travel Insurance
Highlights
- Insurance that covers trip cancellation, travel delays and other losses incurred while traveling
- Travel insurance program for trips up to 180 days
- Standard Coverage for trip cancellation and interruption
- Emergency medical expense, evacuation, and reunion benefits
- Three product options for varying levels of coverage
Patriot America® Plus
Short-term travel medical insurance for non-U.S. individuals, families, and groups from 5 days to 2 years
Highlights
- COVID-19 coverage for travelers to the U.S.
- Coverage for non-U.S. residents traveling to the USA
- Coverage for acute onset of pre-existing conditions
- Renewable up to 24 months
- Maximum Limits from $10,000 to $1,000,000
GLOBAL MEDICAL INSURANCE®
Individual & family – Flexible long-term annually renewable plan.
- Long-term (1+ year) comprehensive worldwide medical insurance for individuals and families
- Annually renewable medical coverage
- Deductible options from $100 to $25,000
- Maximum limit options from $1,000,000 to $8,000,000
Patriot Platinum Travel Medical Insurance SM
Individual & family – First-class short-term coverage available from five days up to three years.
- 24/7 access to telehealth providers for non-emergency care
- Medical coverage for unexpected illnesses & accidents up to policy maximum
- COVID-19 covered same as any other illness
- Maximum limits from $2,000,000 to $8,000,000
- Emergency medical evacuation coverage up to policy maximum
- Access to Travel Intelligence App for location-specific alerts & information
GEO SM Group
Groups of two or more members - Long-term annually renewable employer sponsored group insurance.
- Employer-sponsored group health insurance for internationally assigned employees
- Life, dental and daily indemnity coverage
- Full group takeover and replacement provision
- COBRA and HIPAA like options
- Enhanced benefit option for U.S.-based employers
Patriot Multi-Trip SM
Individual & family - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.
- Annual multi-trip travel medical insurance for individuals, families and groups
- Deductible of $250
- Maximum limit of $1,000,000
- Coverage for multiple trips up to 30 or 45 days
- Flexibility to travel as many times per year
GlobeHopper® Senior
Individual & spouse – Short-term travel medical insurance for travelers age 65+
- Travel medical insurance for travelers age 65+
- GlobeHopper Senior Single-Trip is extendable up to 12 months
- Deductible options from $0 to $2,500
- Maximum limits from $50,000 to $1,000,000
- Two plan designs – Single-Trip and Multi-Trip
Patriot Exchange Program SM
Individual or groups of five or more members - Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Highlights
- Medical insurance for students studying abroad or participants of cultural exchange programs
- Deductible options from $0 to $100
- Maximum limit $5,000,000
- Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements
Student Health Advantage SM
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Deductible of $100
- Maximum limit for student: $500,000
Student Health Advantage SM Platinum
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Maximum limit for student: $1,000,000
- Provides coverage for mental health, organized sports and pre-existing conditions
International Marine Medical Insurance SM
Groups of two members or more members - Long-term annually renewable group insurance for professional marine crew.
- Worldwide group coverage for professional marine crew
- $5,000,000 maximum benefit per insured person per period of coverage
- Primary to the vessel's Protection and Indemnity insurance (P&I)
- Coverage for individuals and dependents